Mobile and Internet payment solution for everyone.
A new generation of payment system is born !
From anywhere to anywhere all over the world
From any mobile phone or Internet access
With the strongest security standards of Switzerland.
Payment Solutions from Switzerland english japanese

User Log-In
Your ID and Password are required.


Main Features

FREE open an Account

Load Money

Send Money

Withdraw Money

Receive Money

Verify your Account

SwissMICSI Fees Table

Prepaid Card Fees

Additional Features

OTP Token

Prepaid Card

Commodities Purchase

3 Control Panels

Secure Direct Online

Secure Direct SMS

Telephone Direct

Merchant Tools

Secure Payment Gateway

General Information

About Us

FAQs and Support

Information from SwissMICSI

With Swiss MICSI send or receive money online or from ANY mobile phone* in a easy and secure way.
* even without Internet enabled phone, simply using SMS or voice call.

About our Secure OTP Token

OTP stands for One Time Password.
The OTP Token is a small electronic device that when you press it's round button will generate a new OTP number every minute.

Meaning that it is a password that can only be used one time and after that it becomes obsolete.
Also, each OTP has a limited life of 1 minute, if it is not used within that very minute it becomes expired.

Online Security

Once you have an OTP Token, even if your account access details are lost/stolen or hacked, money can not be moved out of your account if the online thief does not have your Token.
Outgoing transactions online will require a 2 factor authentication: (login & password) + Otp number.
The advantage of the OTP Token is that it is not connected to a computer or the Internet so there is no way it can be compromised from the Internet.

Mobile Phone Security

One key advantage of the OTP is that as a 6 digits number that expires after use and/or after one minute, it makes it as a non critical information, that can be sent in clear format over the GSM or Telecom networks.
So basically you can send an SMS or call to our server to do a transfer, without giving your real password, only typing the OTP number displayed on your Token at that specific moment.

Our server will recognize your mobile phone number (caller ID) and will check if the correct OTP number is used at the correct moment with the correct user phone number, and will then be able to accept or refuse the request accordingly.
At the end of the operation, you have done a transaction without giving away your login & password or any other critical information about your account.

Recommend to keep OTP Token

OTP Token is the way to ensure your security.
We strongly recommend you to keep this small device.
The fee is EUR 39.00 include shipping fee.

Please note that OTP Token will be issued only for Verified Users.

More infos about Swiss MICSI
How it works How to open account Secure Payment Gateway

On your Mobile
On the Internet
Commodity Solutions
Open account by Mobile
Open account by Internet
Verify your Account
Get Paid by Mobile
Get Paid by Internet
Accept Credit Card

Withdraw Fee Table Security

Withdraw by Prepaid Card
Withdraw by Wire Transfer
SwissMICSI Fee Table
Prepaid Card Fees
OTP (One Time Password)
Latest Technologies

Privacy Policy AML Policy Terms and Conditions About Us Contact Us FAQs and Support
All contents of this site include images, logos, design, are the subjects of copyrights.
Do not reproduce any contents without written permission of Swiss Wallet SA.
Since 2010: All rights reserved: (English edition)