Mobile and Internet payment solution for everyone.
A new generation of payment system is born !
From anywhere to anywhere all over the world
From any mobile phone or Internet access
With the strongest security standards of Switzerland.
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Information from SwissMICSI

With Swiss MICSI send or receive money online or from ANY mobile phone* in a easy and secure way.
* even without Internet enabled phone, simply using SMS or voice call.

Terms and Conditions

By using any of the feature provided through SwissMICSI website (hereinafter, referred to as "Website"), you, hereby, signify your assent to the following and general Terms and Conditions (hereinafter, referred to as "Terms") that will govern your relations with the Website. Additionaly specific Terms and Conditions will apply for each transaction you will initiate with SwissMICSI. You also signify your consent to the effect that you have read and understood and accepted all the applicable Terms of this Website.

Notwithstanding anything contained hereunder, the Website reserves the right to refuse or close the account of a user shall there be any risk of Money Laundering, illegal activities or any activity that may be deemed illegal or harmful to this website and it's related companies and associates.

Definition and Eligibility

Definition of services and products provided:
SwissMICSI is offered by a CHF 100,000.00 capital Swiss based Regulated Finance company called Swiss Wallet SA, located in Eclepens, Switzerland. SwissMICSI offers to genuine individuals and businesses, with small or medium budget, an easy and convenient way to send and receive payments. SwissMICSI is specialized in Micro Transactions and offers a payment gateway system that can be accessed from the internet via a computer or other web enabled device, or simply via any basic GSM mobile phone. SwissMICSI allows merchants and buyers to transact in a simple and secure manner.

Eligibility requirements:
The products and services, provided through this Website are exclusively meant for residents of non blacklisted countries. United States and other possible countries's residents may be subjected to additional requirements or limitations. Every user must be of the age of majority and thus, capable of entering into a valid contract. For this purpose, the applicable law shall decide what is the age of majority. In Switzerland, the age of attaining adulthood is 18. Users are advised to check their respective applicable laws in this regard.
Each user shall have a and maintain a verified and active email address, and a valid Mobile phone number. Prepaid Sim card phone number are accepted if the country where they are purchased from require identification of client before issuing the Prepaid Sim Card.

Website Usage & Disclaimers

1. The content of the pages on this Website is meant as general information for the public and no professional or expert advice is intended to be imparted through any content or feature of this Website. Users use this Website at their sole risk and discretion. All content on this Website is subject to change without any prior notice to anyone. Further, the users shall be solely responsible to ensure that any products, services or information available through this Website meet their specific requirements.

2. This Website contains material, which is owned by, or licensed to, us. Such material includes, but not limited to, design, layout, look, appearance and graphics as well as specific online forms and applications designed by our programmers. Reproduction of any material, or a portion thereof, is strictly prohibited, except upon requisite written permission from an authorized person of SwissMICSI.

3. The use of this Website contrary to the applicable laws and the provisions stated hereunder, is a criminal offense, and may give rise to a claim for damages.

4. From time to time, this Website may also include links to other websites over which we do not exercise any control whatsoever. These links are provided for your convenience and may sometimes lead to our partners, affiliates, and/or advertisers. We do not endorse the content and/or features of any of such website(s). Therefore, we disclaim any liability arising out of your dealings and interactions with such linked website(s).

5. The Website is provided to the users on "AS IS" basis and does not make any express or implied warranties, representations or endorsements whatsoever (including, without limitation, warranties of title or non-infringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the products and/or services, any merchandise information or product or service provided through the Website. The Website shall NOT be liable for any cost or damage arising, either directly or indirectly, from any such transaction.

6. The Website may be subject to periodic maintenance: or due to any unforeseen event, transmission of the site may be disrupted. Therefore, the Website does NOT guarantee any uninterrupted or error-free service.

7. As a client/user, you agree to fulfill all applicable legal requirements in your country/region before using the product/service. We strongly recommend you to comply with the laws of your country of residence, as well as the international law and the laws of the jurisdiction of your product, and also any other legal context that might be involved or related to the usage of the service/product you order.

8. We do not give any legal or fiscal advice and shall not be liable to manage the legality and the tax compliance of your business or personal account.

9. All the information that is available on our Website about our services and products may be incomplete or liable to change without prior notice, and it is your responsibility to verify with competent professionals the exact advantages and laws that apply to you according to the way you use our services and your country of residence regulations and the international law.

KYC (Know Your Client) Policy

1. Like any other corporate or banking related services, we shall conduct full KYC verification, in addition to regular verification of your information in order to keep your KYC information up to date.

2. Currently, our KYC requirements comprises of providing us with a copy of passport and a document as proof of address (such as an Energy bill, or telecom bill, or Bank statement or tenancy agreement or certificate of hosting etc.)

3. Our required document for KYC may change from time to time depending on the type of service to be provided. Additional or new documents may be asked in order to complete the verification process.

4. Users who do not complete the KYC and verification process will have a maximum balance and maximum volume of transaction limited to Oz 1.2 (or about EUR 1000) and internal transactions from user to user will be limited to EUR Oz 0.06 (or about EUR 50.00). Please click here to view our Anti Money Laundering policy for additional details.

Security & Privacy

All information submitted through this Website is secured and encrypted by 128-bit Secure Socket Layer (SSL).
All such information is not shared with a non-concerned third party.
However, in order to conduct our business efficiently and legally, and for purely administrative reasons, we reserve the right and the discretion to provide your details and information to the concerned and authorized partners that we work with, including but not limited to, Anti money laundering authorities, banks, law firms, public notaries and registration offices or any other professional involved in our work flow.

When opening an account with us you must submit your real and complete information about your identity and contact information.
Any false or incomplete information provided can lead to cancellation of the service and the freezing of any funds held in the account until decision is made in concert with regulating authorities. If false information has been given and fraudulent activities where being attempted, SwissMICSI will immediately inform the regulating and legal authorities concerned and reserves itself the right to persue the customer legally in his country of residence and claim damage and compensation.

All the information that you will submit to us shall be kept and archived in a secure manner.

Limitation of Liability

Our Websites and our company and staff or partners SHALL NOT be responsible, in any event, even if it has been advised of the possibility of, for:
* any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of profits/revenues, business interruption, loss of programs or information et al) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service.

* any claim attributable to errors, omission, or other inaccuracies in the service and/or materials or information downloaded through the service.

Exclusion of Limitation

Some State Jurisdictions do not allow the Limitation clause of liability.
If the laws and/or jurisdiction of such States apply, then the above mentioned "Limitation of Liability"clause MAY NOT apply.
However, even in such a case, and under all other circumstances, the liability of the Website shall be limited to the greatest extent permissible by law.


You agree to indemnify, defend and hold harmless the Website, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the service from and against all losses, expenses, damages and costs, including attorneys fees, resulting from any violation of this Terms and Conditions Agreement (including negligent or wrongful conduct) by you or any other person accessing the service through your membership information.


Any dispute arising out of your use of this website shall be subject to the laws and courts of Switzerland.

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SwissMICSI Fee Table
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